Employment Practices Liability Insurance in Annapolis and all Maryland Residents

As an employer, how you handle your workforce can significantly impact your organization’s culture and financial standing. Moreover, there are legal requirements and industry standards that demand the creation of equitable and fair working conditions. In light of these factors, investing in an employment practices liability insurance (EPLI) policy becomes an invaluable decision. 

What Is EPLI? 
EPLI stands as a critical component in the insurance portfolios of most companies. Even if you are later proven innocent of wrongdoing, defending yourself against claims of wrongful workplace practices can lead to substantial expenses. An adequate EPLI policy can respond by helping your business pay for legal costs (e.g., representation, settlements and judgments) following many common claims, such as the following: 

• Discrimination
• Wrongful termination
• Harassment
• Retaliation
• Failure to promote
• Improper hiring practices
• Invasion of privacy
• Negligent evaluation
• Breach of employment contract
• Mismanagement of employee benefits 

Why Do I Need EPLI? 
Every organization that employs workers should prioritize obtaining comprehensive EPLI coverage. Even companies that prioritize equality and fair treatment may still eventually face accusations of wrongdoing, as a single miscommunication or momentary lack of judgment could lead to costly litigation. In such situations, lacking the resources to defend yourself could have devastating consequences and jeopardize your company’s future.  

Get the Right Coverage 
If you are an employer in the Annapolis area, the dedicated staff at Deale & Associates Insurance Agency is ready to ensure you are protected by an adequate EPLI policy. Our knowledgeable professionals will draw on their extensive experience to assess your circumstances, identify your needs and assemble optimal coverage. Contact us today to get started.