Hail damage is a coverable peril if your automobile has "comprehensive" coverage. Comprehensive is one of two physical damage coverages that you may have on your auto insurance policy. Comprehensive covers physical damage to your vehicle caused by anything "other than" a collision or colliding with something or someone, less your deductible. One notable exception: colliding with a deer is a comprehensive loss.
Hail damage to your home is also a covered peril under your homeowners insurance policy. Damage to Coverage A (structure) and B (other structures) is classified as such. Most policies are "replacement cost" policies. However, there are some policy forms that are covered at ACV (actual cash value), less your deductible. Check with your Deale & Associates Insurance agent to see what form you have and what deductible you may have. Most commonly, hail damage is done to the roof and siding of the home.
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