Wednesday, December 16, 2020 The more energy-efficient your home, the more you might be able to save on your utility bills. Plus, an inefficient home is also one that might be susceptible to multiple hazards. Any homeowner wants to live in a safe home that is also affordable to manage, and this is the same for renters, too. READ MORE >>
Wednesday, September 16, 2020 When you live in a condominium, the line often blurs between what portions of the home belong to you and which ones belong to the condominium association. Of course, your own possessions and liabilities remain yours. However, the condo’s structure and fixtures might be your responsibility, the association's or a combination. READ MORE >>
Monday, July 20, 2020 Some carriers include "Named Storm Deductibles" in their home insurance policies. These may also be called "Tropical Cyclone Deductibles". Pay close attention to these. Some can be anywhere from 1% -10% of the Dwelling Coverage (Coverage A). READ MORE >>
Friday, July 17, 2020 During the COVID-19 Pandemic, the number one question received from business insurance clients was, "Is there any coverage for loss of business income due to the local government mandating the closure of businesses?" Unfortunately, in 99.9% of policies, loss of business income cause by a mandated shutdown, is not a coverable loss. READ MORE >>
Wednesday, July 15, 2020 When you insure your business, you'll probably need general liability insurance. It will help you pay for the harm done to others as a result of the business' mistakes or negligence. Some of these might be personal injuries, which are often a lot different than you might think. READ MORE >>
Monday, July 13, 2020 Hail damage is a coverable peril if your automobile has "comprehensive" coverage. Comprehensive is one of two physical damage coverages that you may have on your auto insurance policy. Comprehensive covers physical damage to your vehicle caused by anything "other than" a collision or colliding with something or someone, less your deductible. READ MORE >>
Friday, May 15, 2020 Properly protecting the value of your car is essential. Most people recognize the importance of carrying liability insurance. Yet, comprehensive and collision insurance are beneficial to most people as well. Not having this insurance in place means you might lose the function of your car if an accident occurs. READ MORE >>
Sunday, March 15, 2020 Over the years, it's become apparent that our underlying automobile liability coverages, in many cases, is just not enough to protect the assets you've worked so hard to accumulate in your lifetime. I can't tell you how many times I've heard people tell me, " I've never been in an accident and don't plan on being in one" or, " I can't afford any more coverage". READ MORE >>
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